Archive for the ‘University of Wisconsin’ Category

Health Insurance Enrollment and Bankruptcy Decisions

July 9, 2012 Comments off

Health Insurance Enrollment and Bankruptcy Decisions (PDF)

Source: University of Wisconsin (Xiaodong Fan and Berk Yavuzoglu)

Unlike many other developed countries in the world, the United States does not have an universal health care system. It has been debated for years, dated back at least to Clinton presidency. However, Americans have the option of using bankruptcy as an implicit health insurance. This paper aims to study the joint decision of bankruptcy and health insurance enrollment in a dynamic model framework using micro-level data.


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